Alliance for Independence ("Alliance," "we," "us," or "our") respects your privacy and is committed to protecting personal information collected through allianceforindependence.com (the "Site"). This Privacy Policy explains what we collect, how we use it, how we share it, and the choices available to you.
When you request a quote, contact us, subscribe to email updates, or complete surveys, we may collect your name, email address, phone number, insurance interests, property or business details relevant to underwriting, and any message content you choose to submit. If you apply for coverage, we may collect additional identification, financial, and loss-history information required by carriers.
When you visit the Site, we may automatically collect device identifiers, browser type, operating system, referring URLs, pages viewed, time spent, and approximate geographic location derived from IP address. We use cookies and similar technologies to remember preferences, measure traffic, and improve performance. You can adjust browser settings to refuse cookies, though some features may not function properly.
With your authorization, we may obtain information from consumer reporting agencies, insurance support organizations, public records, and prior carriers to verify application details, assess risk, and prevent fraud.
We use personal information to respond to inquiries; prepare and present insurance quotes; bind and service policies; process claims support requests; send transactional and educational communications; analyze Site usage; maintain security; comply with legal and regulatory obligations; and improve our products and client experience. We do not sell personal information to unrelated third parties for their independent marketing purposes.
Where applicable privacy laws require a legal basis, we process data based on your consent (for example, marketing emails), performance of a contract (policy placement and servicing), legitimate interests (Site security and analytics balanced against your rights), and compliance with legal duties (record retention and regulatory reporting).
We may share information with licensed insurance carriers and underwriters to evaluate and administer coverage; with service providers who assist with hosting, email delivery, customer relationship management, and analytics under contractual confidentiality obligations; with professional advisors such as auditors and attorneys; and with regulators or law enforcement when required by law or to protect rights and safety.
In the event of a merger, acquisition, or corporate restructuring, personal information may be transferred subject to continued protection consistent with this Policy.
We retain information for as long as necessary to fulfill the purposes described in this Policy, including servicing active policies, resolving disputes, enforcing agreements, and meeting insurance record-keeping requirements. When data is no longer needed, we securely delete or anonymize it in accordance with our retention schedule.
We implement administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, alteration, disclosure, or destruction. These measures include access controls, encryption in transit where supported, employee training, and vendor due diligence. No method of transmission over the Internet is completely secure; you share information at your own risk.
Depending on your location, you may have rights to access, correct, delete, or restrict processing of your personal information; to object to certain processing; to data portability; and to withdraw consent for marketing. You may unsubscribe from promotional emails using the link in any message or our Unsubscribe page. We will respond to verified requests within timeframes required by applicable law.
The Site is not directed to children under sixteen, and we do not knowingly collect personal information from children. If you believe a child has provided information, contact us so we can delete it promptly.
If you access the Site from outside your home jurisdiction, you understand that information may be processed and stored where our service providers operate, which may have different data protection standards. We take steps to ensure appropriate safeguards when transferring data.
We may use analytics tools to understand aggregate Site traffic. These providers may set cookies or collect device information according to their own privacy policies. We configure tools to minimize collection of sensitive insurance details where possible.
We may update this Privacy Policy periodically. Material changes will be posted on this page with an updated effective date. We encourage you to review this Policy regularly.
We use session cookies to maintain form state, persistent cookies to remember newsletter preferences, and analytics cookies to measure page performance. You may disable cookies through browser settings; essential cookies required for security may remain active. We do not use cookies to store sensitive policy numbers or payment card data.
Marketing emails include an unsubscribe link and identify Alliance for Independence as the sender. We segment lists so content relates to your expressed interests, such as home insurance or business liability. Unsubscribe requests are honored within ten business days.
Please do not send Social Security numbers, full payment card numbers, or medical diagnoses through unsecured web forms. We will provide secure upload channels when such information is required for an application.
For privacy questions or to exercise your rights, email privacy@allianceforindependence.com or use the contact form on our Site.
Effective Date: November 2, 2026
